Korea Payroll & Tax API › card-income-deduction

South Korea credit card income deduction for year-end settlement

South Korea credit card income deduction for year-end settlement: deduction from credit, debit/cash, traditional market/transit and culture spending above 25% of salary, with limits and estimated tax saved.

Price: $0.05 USDC per call over REST (x402 on Base, no API key). MCP: paid-only — the MCP tool returns payment instructions. Basis year: 2026.

Input

FieldTypeRequiredDescription
grossSalarynumberyesAnnual gross salary (KRW)
childrenintegerNumber of children (raises the limit)
creditCardnumberCredit card spending (KRW)
debitCashnumberDebit card and cash-receipt spending (KRW)
traditionalMarketTransitnumberTraditional market and public transport spending (KRW)
cultureSportsnumberBooks, performances, cinema, gym spending (KRW)

Example request

curl -X POST https://api.kkuldogu.com/v1/card-income-deduction -H "content-type: application/json" \
  -d '{"grossSalary":50000000,"creditCard":15000000,"debitCash":5000000,"traditionalMarketTransit":800000,"cultureSports":300000}'

Without payment this returns 402 with x402 payment requirements; an x402 client pays $0.05 USDC and retries.

Example response

{
  "basisYear": 2026,
  "currency": "KRW",
  "disclaimer": "For reference only, not legal or tax advice. Uses official 2026 Korean rates and the same formulas as the kkuldogu.com calculators; actual payroll, NHIS/NPS notices and tax settlement can differ.",
  "source": "https://kkuldogu.com",
  "tool": "card-income-deduction",
  "input": {
    "grossSalary": 50000000,
    "creditCard": 15000000,
    "debitCash": 5000000,
    "traditionalMarketTransit": 800000,
    "cultureSports": 300000
  },
  "result": {
    "deduction": 2285000,
    "estimatedTaxSaving": 377025,
    "minimumSpend": 12500000,
    "totalSpend": 21100000,
    "baseLimit": 3000000,
    "extraLimitUsed": 0
  }
}

For reference only, not legal or tax advice. Uses official 2026 Korean rates and the same formulas as the kkuldogu.com calculators; actual payroll, NHIS/NPS notices and tax settlement can differ. · Calculators for people (Korean): kkuldogu.com · API home · llms.txt · OpenAPI